In short, DFA funds with a Schulz Financial money management fee are approximately the same price as a "no load" mutual fund without a professional money management fee.

Over 90% of all mutual funds are actively managed funds, which means they have an annual cost of approximately 1.5 percent.  Further, if the individual purchases the fund from a professional money manager that professional will add another fee of 1%, bringing the total cost to approximately 2.5%.  Unfortunately for you, the investor, you never see either of these fees as they are withdrawn from your funds without informing you.

Depending on the specific fund, DFA funds charge between 0.2 and 0.8 percent per year.  However, in general, unless one is an institution DFA does not market directly to individuals.  To market to the retail investor DFA goes through a select group of independent financial  advisors such as Schulz Financial.

Schulz Financial's fee, in addition to DFA's charge of 0.2 to 0.8 percent per year, is 1 percent per year, subtracted quarterly from a client's account.  There is no load or any other fee, except for discount trading fees charged by Ameritrade.  Like other DFA advisors, Schulz Financial may start discounting when the managed portfolio is in the $1 million range.

Hence, in summary, the cost of a DFA fund with professional management service is approximately equal to the cost of most "no load" mutual funds without professional money management service.  And compared to mutual funds under professional money management, a DFA portfolio with Schulz Financial's service is approximately 40% less than the typical mutual fund purchased through a professional money manager.  That leaves more of the return for you, the investor.